Community CRA - MLO
- Description:
- Originates Community Reinvestment Act (CRA) loans in an assigned community market serving primarily low to moderate income borrowers.
- Develops referral relationships with realtors, builders, bankers, and other sources for the purpose of originating residential loans through ongoing sales efforts.
- Takes mortgage applications, conducts preliminary underwriting reviews, and submits loan applications to processing.
- Remains the front line contact with customers and realtors for follow up documentation needed to approve and close loan.
- Deepens customer relationships by identifying opportunities to meet all customer needs.
- Incumbents are expected to spend a minimum of 50% of their time conducting their activities away from U.S. Bank locations.
- Requirements:
- High school diploma or equivalent
- Typically at least one year of mortgage, sales, real estate, or banking experience
- Ability to travel
- Benefits:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
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