California Workers' Compensation Claims Representative | Remote
Our client is looking for an experienced Senior Workers’ Compensation Claims Examiner to manage a portfolio of complex California workers’ compensation claims from inception through final resolution. This role requires deep technical expertise, sound judgment, and the ability to independently handle high-exposure and litigated matters while delivering strong claim outcomes and exceptional service.
The ideal candidate is confident navigating California-specific regulations, skilled in negotiation strategy, and comfortable collaborating with legal counsel and medical professionals to drive efficient and compliant claim resolution.
- Responsibilities
- Independently manage a caseload of complex indemnity and litigated California Workers’ Compensation claims.
- Conduct detailed investigations to determine compensability, exposure, and appropriate claim strategy.
- Establish and maintain accurate financial reserves based on claim developments, medical exposure, and legal considerations.
- Direct litigation strategy in partnership with defense counsel, including evaluation of AME/QME reports and deposition testimony.
- Evaluate permanent disability exposure and calculate benefits in accordance with California rating guidelines.
- Negotiate settlements, including Compromise & Release and Stipulated Award agreements, within granted authority levels.
- Ensure timely administration of indemnity benefits and medical payments in compliance with statutory requirements.
- Maintain proactive diary management and move files efficiently toward resolution.
- Identify subrogation opportunities and coordinate recovery efforts when applicable.
- Provide clear and timely communication to injured workers, employers, brokers, and internal stakeholders. Analyze claim trends, identify risk drivers, and recommend strategies to mitigate overall loss exposure.
- Participate in roundtables and peer file reviews to ensure technical accuracy and best practices.
- Requirements
- Minimum 5+ years handling California Workers’ Compensation claims, including complex indemnity and litigated files.
- Strong background managing high-severity and high-exposure claims.
- Experience working for an insurance carrier or third-party administrator (TPA).
- Active California Workers’ Compensation Adjuster License preferred.
- Proven ability to set and manage reserves effectively.
- Demonstrated expertise in California Labor Code, DWC procedures, disability rating, and settlement practices.
- Skilled negotiator with strong litigation management capabilities.
- Proficient in claims management software and documentation systems.
- Strong analytical thinking and sound decision-making skills.
- Salary & Benefits
- $42.00 – $55.00 per hour (depending on experience)
- Remote work flexibility within California
- Comprehensive health benefits package (Medical, Dental, Vision, Life) while on assignment
- Temporary-to-Hire opportunity within 1-3 months
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