[Remote] Sr. Payments Risk Analyst

Remote, USA • Full-time • Posted 2026-05-04

Note: The job is a remote job and is open to candidates in USA. Playlist is reshaping the fitness and wellness industry by providing innovative payment solutions. As a Payments Risk Analyst, you will ensure financial integrity through risk management while enhancing customer experience by conducting thorough merchant account reviews and developing risk mitigation strategies.

Drive comprehensive merchant account reviews, conducting thorough credit underwriting that ensures compliance with KYC, KYB, and AML requirements
Analyze merchant financial conditions, processing statistics, and risk profiles to make strategic onboarding decisions aligned with company credit policies
Develop and implement risk mitigation strategies for merchant accounts, balancing business growth with robust financial protection
Collaborate across teams to resolve complex chargeback scenarios, procure evidence, and optimize dispute resolution processes
Mentor and train compliance and sales teams on best practices, regulatory requirements, and risk management techniques
Conduct in-depth financial statement analysis to assess merchant account viability and potential
Proactively identify and address emerging risk trends in payment processing
Support ad hoc projects that drive operational excellence and innovation in our payment ecosystem

4+ years of experience in payment operations, merchant underwriting, chargebacks, or risk management
Advanced analytical skills with the ability to interpret complex financial data and make strategic recommendations
Deep understanding of payment facilitation, compliance frameworks (CIP/KYC/KYB/AML), and risk mitigation techniques
Proven track record of managing intricate financial processes with precision and strategic insight
Strong project management skills with the ability to prioritize and excel in a dynamic, fast-paced environment
Exceptional communication skills, capable of engaging effectively across all organizational levels
Creative problem-solver with a keen eye for detail and systemic risk assessment
Adaptable learner who thrives on staying ahead of industry trends and regulatory changes

Competitive compensation
Unlimited vacation

Playlist is the parent company that operates various physical and mental fitness tech companies. It was founded in 2026, and is headquartered in San Luis Obispo, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.playlist.com.

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