Vice President, Underwriting – Employee Benefits
- Job Description:
- Define, lead, and build the underwriting function across all Employee Benefits product lines
- Oversee a multi‑disciplinary underwriting organization
- Serve as a primary underwriting advisor to the SVP of Employee Benefits and leadership team on pricing strategy, risk selection, portfolio performance, and market growth opportunities
- Drive underwriting governance, guidelines, philosophy, and portfolio performance
- Partner with Product, Distribution, Actuarial, Finance, and Operations to align underwriting strategy with market growth ambitions
- Lead, mentor, and develop a multi‑level underwriting team across product lines
- Champion adoption of modern underwriting technologies, automated risk engines, and AI‑driven decision support tools
- Requirements:
- 15+ years of Employee Benefits underwriting experience with deep knowledge of small‑group and mid‑market segments
- Direct experience underwriting Dental, Vision, Life, STD, LTD, Paid Leaves, and Supplemental Health
- Proven leadership of underwriting teams; VP‑level or equivalent experience preferred
- Demonstrated ability to underwrite and negotiate large aggregators: PEOs, payroll providers, GAs, and national brokers
- Strong process‑engineering mindset with experience building underwriting operations from ground up
- Experience implementing technology modernization, automation, and AI‑enabled decisioning
- Highly collaborative, entrepreneurial, tech‑forward mindset
- Excellent communication skills and comfort presenting at the executive level.
- Benefits:
- Health, dental, and vision insurance
- Mental health benefits
- Employee assistance program
- Paid time off
- Paid parental leave
- Short-term disability
- Cultural observance day
- Contributions to healthcare accounts
- Pension plan
- 401(k) plan with Company matching
- ProHealth Rewards platform for wellness
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